What are the Best Free Online Credit Card Options?
As credit cards become increasingly popular, many people are looking for free online credit card options. Fortunately, there are several great options available that offer a range of benefits and features. In this article, we will explore some of the best free online credit card options and what they have to offer.
1. Discover it® Cash Back
Discover it® Cash Back is an excellent free online credit card option that offers a range of benefits. One of the most significant benefits of this card is its cashback rewards program. Cardholders can earn 5% cashback on rotating categories each quarter, up to the quarterly maximum, and 1% cashback on all other purchases. Additionally, Discover it® Cash Back offers a 0% introductory APR for purchases and balance transfers for the first 14 months.
2. Chase Freedom Unlimited®
Chase Freedom Unlimited® is another great free online credit card option that offers a range of benefits. This card offers unlimited 1.5% cashback on all purchases, making it an excellent option for those who want a simple rewards program. Additionally, Chase Freedom Unlimited® offers a 0% introductory APR for purchases and balance transfers for the first 15 months.
3. Citi® Double Cash Card
The Citi® Double Cash Card is an excellent free online credit card option for those who want to earn cashback rewards. This card offers 2% cashback on all purchases, with 1% cashback when you make a purchase and another 1% cashback when you pay your bill. The Citi® Double Cash Card also offers a 0% introductory APR for balance transfers for the first 18 months.
4. Capital One® Quicksilver® Cash Rewards Credit Card
The Capital One® Quicksilver® Cash Rewards Credit Card is another great free online credit card option that offers a range of benefits. This card offers unlimited 1.5% cashback on all purchases, making it an excellent option for those who want a simple rewards program. Additionally, Capital One® Quicksilver® Cash Rewards Credit Card offers a 0% introductory APR for purchases and balance transfers for the first 15 months.
When applying for a credit card, it’s important to consider a few key factors. Firstly, it’s important to consider the rewards program. Look for a card that offers rewards that align with your spending habits and preferences. Additionally, it’s important to consider the card’s fees, including annual fees and foreign transaction fees. Finally, it’s important to consider the card’s APR, including the introductory APR and the ongoing APR.
In conclusion, there are several great free online credit card options available. When choosing a card, it’s important to consider the rewards program, fees, and APR. By doing so, you can choose a card that aligns with your needs and preferences while also enjoying the benefits of a credit card.
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