What is RCBC's Japan Visa Promo for Credit Card Holders?

RCBC's Japan Visa Promo for Credit Card Holders: Everything You Need to Know

RCBC (Rizal Commercial Banking Corporation) has recently launched a new promo for its credit card holders who are planning to travel to Japan. The promo offers a chance to win a free trip to Japan, along with various discounts and perks. If you're a RCBC credit card holder and interested in visiting Japan, here's everything you need to know about this promo.

What is the RCBC Japan Visa Promo?

The RCBC Japan Visa Promo is a travel promotion that is exclusive to RCBC credit card holders. The promo offers a chance to win a free trip to Japan for two, as well as discounts on travel-related expenses such as airfare, hotel accommodations, and tour packages. The promo is valid from July 1, 2019, to June 30, 2020.

How to Join the Promo?

To join the RCBC Japan Visa Promo, you need to use your RCBC credit card to purchase a Japan Airlines (JAL) ticket during the promo period. You must also apply for a Japan visa through RCBC Bankard's Visa Concierge service. Once your visa application is approved, you'll automatically be entered into the raffle draw for a chance to win a free trip to Japan.

What are the Prizes?

The RCBC Japan Visa Promo offers two types of prizes: the grand prize and the consolation prizes. The grand prize is a free trip to Japan for two, which includes round-trip airfare, hotel accommodations, and a tour package. The consolation prizes, on the other hand, include discounts on travel-related expenses such as airfare, hotel accommodations, and tour packages.

What are the Eligibility Criteria?

To be eligible for the RCBC Japan Visa Promo, you must be a current RCBC credit card holder. You must also be at least 18 years old and a resident of the Philippines. Additionally, you must apply for a Japan visa through RCBC Bankard's Visa Concierge service and use your RCBC credit card to purchase a Japan Airlines ticket during the promo period.

Tips for Applying for a Credit Card

If you're interested in applying for a credit card, here are some tips to consider:

1. Check your credit score: Before applying for a credit card, it's important to check your credit score. Your credit score is an important factor that lenders consider when evaluating your creditworthiness.

2. Compare credit cards: Different credit cards come with different features and benefits. It's important to compare different credit cards to find one that best suits your needs.

3. Read the fine print: Before applying for a credit card, make sure to read the fine print. This includes the terms and conditions, fees, and interest rates.

Tips for Saving Money with Credit Cards

If you already have a credit card, here are some tips to save money:

1. Take advantage of rewards and cashback programs: Many credit cards offer rewards and cashback programs that can help you save money on purchases.

2. Use your credit card for everyday expenses: By using your credit card for everyday expenses such as groceries and gas, you can earn rewards and cashback points.

3. Pay your balance in full: To avoid interest charges and late fees, it's important to pay your credit card balance in full every month.

Tips for Avoiding Credit Card Fees and Risks

To avoid credit card fees and risks, here are some tips to consider:

1. Pay on time: Late payments can result in fees and damage your credit score.

2. Monitor your credit card activity: By monitoring your credit card activity regularly, you can detect any fraudulent activity.

3. Avoid cash advances: Cash advances usually come with high fees and interest rates, so it's best to avoid them if possible.

Recommended Credit Card Companies

If you're looking for a credit card company, here are some recommended options:

1. RCBC Bankard: RCBC Bankard offers a range of credit cards that come with various features and benefits.

2. Citibank: Citibank offers credit cards that come with rewards programs and other perks.

3. BPI: BPI offers credit cards that come with cashback programs and other benefits.

Conclusion

The RCBC Japan Visa Promo is a great opportunity for RCBC credit card holders who are planning to visit Japan. By using your RCBC credit card to purchase a Japan Airlines ticket and applying for a Japan visa through RCBC Bankard's Visa Concierge service, you can win a free trip to Japan or receive discounts on travel-related expenses. When applying for a credit card, it's important to compare different options and read the fine print. By using your credit card wisely, you can save money and avoid fees and risks.