What Credit Cards Does Costco Accept?

What Credit Cards Does Costco Accept?

As a member of Costco, you might have wondered what credit cards are accepted by the wholesale giant. In this article, we will give you a comprehensive guide on the credit cards that Costco accepts, as well as some tips on how to choose the best credit card for your needs.

Accepted Credit Cards at Costco

Costco only accepts a limited number of credit cards at its stores, and these are the following:

1. Costco Anywhere Visa Card by Citi

This is the official credit card of Costco, and it offers cashback rewards on purchases made at Costco and other retailers. As of 2021, the card offers 4% cashback on eligible gas purchases, 3% cashback on restaurants and travel, 2% cashback on all other purchases from Costco, and 1% cashback on all other purchases.

2. Visa credit cards

Apart from the Costco Anywhere Visa Card, Costco accepts all Visa credit cards at its stores.

3. Debit cards

Costco also accepts debit cards, including Visa debit cards, and Mastercard debit cards.

4. Cash and checks

Lastly, Costco also accepts cash and checks as payment methods.

How to Choose the Best Credit Card for Costco

Now that you know the credit cards that Costco accepts, you might be wondering which credit card is the best to use at Costco. Here are some factors to consider when choosing a credit card for Costco:

1. Rewards program

Look for a credit card that offers rewards on purchases made at Costco, as well as other retailers.

2. Annual fee

Consider theannual feeof the credit card, as well as any other fees that may be charged.

3. Interest rate

Check theinterest rateof the credit card, especially if you plan to carry a balance.

4. Sign-up bonus

Look for credit cards that offer sign-up bonuses or other perks for new cardholders.

Credit Card Tips and Tricks

Here are some tips and tricks to help you make the most out of your credit card:

1. Pay your balance in full

To avoid interest charges, make sure to pay your balance in full every month.

2. Use rewards wisely

Make sure to use your rewards before they expire, and consider using them for travel or other high-value purchases.

3. Avoid annual fees

Consider credit cards that offer no annual fees, or choose credit cards that offer rewards that outweigh the annual fee.

4. Monitor your credit score

Regularly check your credit score to ensure that you are eligible for the best credit card offers.

Conclusion

In conclusion, Costco accepts a limited number of credit cards, including the Costco Anywhere Visa Card by Citi, Visa credit cards, Mastercard debit cards, and cash and checks. When choosing a credit card for Costco, consider therewards program, annual fee, interest rate, and sign-up bonus. To make the most out of your credit card, pay your balance in full, use rewards wisely, avoid annual fees, and monitor your credit score.